• ForumWarrior

    1. Categories:
    2. National news,
    3. Business and Economy


    The Daily Mail has published this article: All 3.5million EU migrants living in Britain 'will be allowed to stay after the Home Office finds five in six cannot legally be deported'

    The article only reaffirms what should have been obvious all along: that EU citizens who are already in the country at the time of Brexit will be allowed to stay, simply because there is no way people who entered the country and lived here lawfully, could be deported, nor can laws be passed with retroactive effect. Looking at the comments posted on this article, it looks like a look of Brexiters were unaware of how the legal system and law making process works, and voted for the wrong thing.

    ...
    1. Categories:
    2. National news,
    3. Consumer issues,
    4. Debt,
    5. Enforcement


    Credit Strategy have published this article: Bailiffs enforcing debts as low as 50.

    According to a report by Stepchange, local authorities using bailiffs to collect council tax are reported by the charity's clients as being the most unfair. The main complaints were regarding intimidation and the addition of excessive fees to the debts. There were also concerns regarding lack of consideration for vulnerabilities such as illness and mental health conditions.

    ...
    1. Categories:
    2. National news,
    3. Consumer issues,
    4. Legal issues,
    5. Debt,
    6. Credit,
    7. Enforcement


    Photo taken from online version of Daily Mail article.

    The Daily Mail has published this article: http://www.dailymail.co.uk/news/arti...-families.html It was not just an article, it was front page news on the day. The issue clearly needs addressing, the figures are staggering. Ordinary consumers are having CCJs issued against them without them even knowing about them, leaving them with no option to defend the claims or negotiate a settlement or a repayment plan before reaching the CCJ stage. Although the article focuses on families looking for a mortgage, CCJs can have an impact on many other aspects of life including employment.

    ...
    1. Categories:
    2. Forums
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    We have already said that forums were originally intended as discussion platforms for people to share experiences and that many have turned into advisory services where people go looking for help. ...
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    Facebook has come a long way since its debut as a social network c. 2004. These days, Facebook would like to be all things for all people. In addition to being a social network, it doubles up as a platform to advertise, sell products and run groups. Facebook was not designed to function as a forum and it doesn't do a very good job as a foral platform but, being free, easy to use and virtually idiot-proof, it's little wonder it's often used as a substitute for forums, especially when it comes to the more niche subjects and unorthodox approaches.
    ...
    1. Categories:
    2. Consumer issues,
    3. Forums,
    4. Forum issues
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    You can safely join and participate in forums as long as you are aware of what they are and observe a few basic principles. Just because a site uses certain words such as "legal", it doesn't mean it's run by experts or specialists, nor that they are authorised or qualified. Anyone can set up a forum and anyone can join. Forum personalities hide behind anonymous screen names and there may be more than one individual behind a name and more than one name used by an individual.
    ...
    1. Categories:
    2. Forums,
    3. Forum issues
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    Forums are free to join and post on, which gives the impression that they are not set up with the intention of making a profit, however, this isn't necessarily the case. Some forums do charge to access certain content or for the privilege of posting on a semi-private area, they may ask for donations or advertise, however, these are not the only ways forums can make money. As with everything forum related, what you see is just the tip of a huge iceberg and the biggest chunk is beneath the surface.

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    REGULATION AND THE FORUMS
    Anyone can set up a forum and there is no organism or body that oversees them. Owners/admins do not report to anyone and are free to do as they please. No-one supervises or regulates them, which is why they can be so dangerous to rely on without checking your facts. As will be seen below, a lot of forums engage regulated activities, debt counselling in particular, without being authorised by the FCA. They have managed to skirt around the issue arguing that they don't give advice, using disclaimers and claiming that their sites are editorial in nature. In fact, if you look at the FCA statements below, you'll find most consumer sites should be auhtorised by the FCA.
    ...
    1. Categories:
    2. Forums,
    3. Fighting,
    4. Forum issues
    Forums can be highly addictive, even worse than drugs and alcohol.
People will sell their souls to the Devil to be on a forum.
You can be banned without warning and you’ll have to go cold turkey.
Forums are full of narcissists with big egos. Cross them at your peril.
Thou Shall Not Criticize forums or their owners, ever.
The fallout from foral wars can be as dangerous as nuclear fallout.
Getting involved in forums can seriously affect your well-being.

    You have been warned!

    Not only can forums be full of misinformation and outdated, irrelevant or inaccurate information, they also house many other perils.

    BAD ADVICE AND MISINFORMATION

    Forums can be full of misinformation and the advice ...
    1. Categories:
    2. Consumer issues,
    3. Forums,
    4. Forum issues
    Article Preview


    When you look at a forum, what you see is just the tip of a very large iceberg. Beneath the surface lies a web of rivalries and antagonism that stretch well beyond the boundaries of the forums. Forum owners enjoy the sensation of power that being in charge of such an "organisation", brings them.
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