• Terms of service

    If you do not want to be bound by the terms of use, please do not use this website. By using this website, you accept the terms of use and agree to our privacy policy.


    • The availability of this site cannot be guaranteed, it can be temporarily or permanently closed at our discretion. Whenever possible, we aim to inform users if this is the case.
    • We cannot guarantee that the site will display or work properly on all devices, platforms or browsers. If you experience any problems, contact us and we will look into it.
    • Most of the content should be accessible to screen readers, however, we cannot guarantee everyone will be able to access or use all the features and sections of the site.
    • Certain features or parts of the site may be restricted to a limited number of users.
    • Access to content can be restricted at any time, without prior notice.
    • It is your responsibility as a user, to ensure you have read and agree with, the current terms of use. We reserve the right to update or modify these terms at any time, without prior notice.
    • We reserve the right to remove or limit access to certain parts of the site, or change the usage terms associated with them. We reserve the right to require registration and/or subscription to access parts of the site.


    • Most of us are currently based in England, and most content would relate to the United Kingdom. Legal stuff will relate mostly to English law and the English court system unless otherwise stated.
    • As with any public site, it can be accessed from anywhere in the world, however, to prevent spam, registration from certain email and IP addresses may be restricted.
    • Most of our audience will be aged 18 or over, although public content can be viewed by people of any age.


    • Registration is free and anyone can register. You need to provide a valid email address that can be verified. It doesn't have to be you main email address.
    • The email address you provide will be used to communicate with you while you remain a registered user. You should make sure your profile is updated with any changes.
    • We reserve the right to reject registrations or to terminate membership at any time. We will do our best to communicate the reasons without being drawn into arguments.
    • Banned users attempting to re-register will be denied membership.
    • Some features or parts of the site may be restricted to certain members based on various criteria. Membership does not guarantee universal access.
    • We reserve the right to reject known spammers. We are fully aware that no system is perfect, if you think you have been unfairly rejected, please contact us.
    • You are free to choose any available username, provided it's not offensive or misleading. We may need to ask you to change your username in certain circumstances. Usernames containing website URLs, well known brand names, company names or words that suggest status or position will not be allowed. Examples would be "Authorised Advisor", "CAB", "manager", "Site admin", etc.
    • If you do not wish to be identified, please make sure you choose a username that does not give any idea of who you are and avoid choosing a name you use or have used on other sites unless you deliberately want people to associate you with that name.
    • Keep your password safe and do not disclose it to anyone. Passwords are encrypted so no-one, including administrators, will be able to see your password.
    • We reserve the right to remove any avatar or profile picture that we regard as inappropriate, misleading, offensive or spammy. Examples of inappropriate avatars would be company logos or text containing website URLs.


    • Generic logins may be used to post certain content. These logins may be supplied to a number of people to allow them to post under a generic username as well as to perform certain maintenance and administrative tasks.


    • forumwars.co.uk will not be held liable for any loss or damage resulting directly or indirectly, from the use of this site or its content.
    • If you wish to rely on content posted on this site, you should verify the veracity of any statements and the authenticity of sources provided.
    • If you need help with a specific issue, you are encouraged to seek advice from a qualified professional or a free resource such as Citizens Advice.
    • Content posted on this site is not moderated, checked or verified. Anyone can post.
    • We do our best to keep the site free of any viruses, spyware, malware, etc, however, we will not be responsible for any loss or damage to your device, software, apps or files. It is your responsibility to use suitable protection for your device and to keep it up to date.


    • Links to third party sites are provided for reference. Content on third party sites may be edited, moved or removed at any time and may not be the same as when the reference was posted.
    • We have no control over the content, accuracy or availability of any third party site(s). It is your responsibility to assess the content of third party sites for veracity and suitability.
    • Users may share their own experiences of various websites of their own accord. Their views and experiences may not be the same as those of Forum Wars.


    • Content posted on this site does not necessarily reflect the opinion or views of this site or its administrators, who cannot be held responsible for content submitted to this website.
    • We reserve the right to edit or remove content, however, we cannot guarantee no inappropriate content will be posted.
    • If are concerned about anything, report the post by clicking the black triangle or contact us about any articles. We cannot guarantee that action will be taken, nor will we enter into arguments over content.
    • By posting content this site, you implicitly agree to grant Forum Wars, non-exclusive rights to use that content.
    • Anything posted in a public area will be freely available to anyone. Although content posted in restricted areas is not public, we cannot guarantee that any content will remain private.
    • You may edit your own content but there may be a time limit during which you may do so. You may not delete whole posts or entries. If you need something deleted, please contact us.
    • Forum Wars reserve the right to remove any content we deem inappropriate for whatever reason, without warning, although we will try and notify the user whenever possible. We will not enter into arguments regarding the removal of content.
    • We reserve the right to close any threads and/or remove them from public view and will not enter into arguments regarding the removal or closure of threads.


    • It is your responsibility to ensure that any content posted on this site does not breach any copyright or intellectual property laws. For example, you may not post any copyrighted material such as software, music, movies or e-books, or links to websites that distribute such content. We reserve the right to remove any content we suspect may be in breach of copyright or intellectual property laws.
    • You must not reproduce any part of this site anywhere else, without express written consent.
    • You must not use any content posted on this site for commercial purposes without express written consent.
    • You may print or download documents provided for your own use but you may not alter or modify the physical or digital copies in any way.
    • You may post references to material contained on this site, on other sites, provided you link to the appropriate part of this site and do not alter the reference or material in any way.
    • You may post links to this site, provided you do not do so in a defamatory way, and that the site(s) you post the link(s) on conform with our overall values and policy. For the avoidance of doubt, this excludes any site that promotes or offers illegal material, obscene or adult content, content that can be construed as racist, sexist, homophobic, or in breach of human rights.
    • This site is mostly a compilation of resources available online. Whenever possible, the source of the content will be provided and this shall constitute proper attribution.
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forumwars.co.uk will not be liable for any loss or damage resulting from content posted on this site. If in doubt, seek proper legal advice.
forumwars.co.uk is not moderated and posters are not verified, nor is content checked.

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